Planning is the link between dreams and reality. Through wealth management, tax planning and estate planning, we provide you with a roadmap toward your goals.
Our investment advice and selection will help you build a strong foundation to support living your dreams both before and after retirement.
Pre-Retirement Planning – Knowing where you want to be and developing a plan to get there can enable you to live an enhanced life in retirement. We help you identify your goals and provide sound investment planning to help you achieve your dreams.
Retirement Income Planning – When you know how much income you need to enjoy a fulfilling retirement and you have a solid income plan, you can successfully live out your years with peace of mind. We invest your money to provide retirement income, knowing when and from where to take proceeds from your investments, always with tax efficiency in mind.
Education Planning – There are many options for college funding for your children and grandchildren. We help you understand your options and prepare for the future.
Life in Transition Planning - Sometimes life takes a turn that we did not expect. Whether caring for a loved one, going through a divorce or the premature death of a spouse, these are particularly emotional times. We help you to take the emotion out of the process and look at each situation with care, knowledge and understanding while guiding you to make the best decisions.
We understand that it is not always what you make but how much you keep after taxes that matters. We guide you toward allocating your assets in the most tax efficient manner. We also help gather information to assist your CPA for annual tax preparation.
Savvy legacy planning is one of the key elements in preserving the future of your finances and the decisions you have made for your money. We review your current legal documents and work with your estate attorney to ensure the documents are up-to-date. If you have not done any legacy planning, we help you to design what you want your legacy to look like.
We are not attorneys, so we will help you convey your concerns to the estate planning attorney of your choice to complete the design and legal documents. A beneficiary designation review is a regular part of our process. For assets that do not pass through your will, such as retirement accounts and life insurance, we make sure your beneficiary designation is updated in accordance with your intent.